Brighton Bank is a state-chartered bank headquartered in Salt Lake City, Utah, in business for about 48 years. At the end of Q2 2026 it reported $321.6M in total assets and $278.8M in deposits, with 6 offices.
Based on its Q2 2026 filing, Brighton Bank scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 45 banks headquartered in Utah, it ranks 19th. Its strongest component is earnings (94/100; 1.86%), and its lowest is funding & liquidity (59/100; 76% loans-to-deposits, 38% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (63 → 78), mostly because the loan quality component improved by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 69 |
| Q2 2025 | 63 |
| Q3 2025 | 78 |
| Q4 2025 | 60 |
| Q1 2026 | 82 |
| Q2 2026 | 78 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.97% |
| Q3 2024 | 11.78% |
| Q4 2024 | 11.36% |
| Q1 2025 | 12.12% |
| Q2 2025 | 11.26% |
| Q3 2025 | 10.82% |
| Q4 2025 | 11.11% |
| Q1 2026 | 11.85% |
| Q2 2026 | 11.67% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.83% |
| Q4 2024 | 1.68% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.99% |
| Q3 2025 | 0.35% |
| Q4 2025 | 2.13% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.49% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.34% |
| Q3 2024 | 2.23% |
| Q4 2024 | 2.27% |
| Q1 2025 | 2.30% |
| Q2 2025 | 2.32% |
| Q3 2025 | 2.07% |
| Q4 2025 | 1.87% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $321.6M | 11.67% | 0.49% | 1.86% | 76.2% |
| Q1 2026 | 82 | $317.1M | 11.85% | 0.00% | 1.64% | 77.3% |
| Q4 2025 | 60 | $317.1M | 11.11% | 2.13% | 1.87% | 77.6% |
| Q3 2025 | 78 | $334.5M | 10.82% | 0.35% | 2.07% | 74.1% |
| Q2 2025 | 63 | $323.3M | 11.26% | 1.99% | 2.32% | 78.8% |
| Q1 2025 | 69 | $312.8M | 12.12% | 1.62% | 2.30% | 81.7% |
| Q4 2024 | 66 | $307.9M | 11.36% | 1.68% | 2.27% | 79.0% |
| Q3 2024 | 67 | $308.9M | 11.78% | 1.83% | 2.23% | 72.6% |
| Q2 2024 | 85 | $290.9M | 11.97% | 0.00% | 2.34% | 75.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Varo Bank, National AssociationBank Draper, UT | 76 out of 100, Strong | $337.8M | 18.5% | 0.42% | vs |
| Milestone BankBank Salt Lake City, UT | 53 out of 100, Below average | $342.2M | 15.0% | 5.32% | vs |
| Continental BankBank Salt Lake City, UT | 80 out of 100, Strong | $181.8M | 16.2% | 0.98% | vs |
| Utah Independent BankBank Salina, UT | 79 out of 100, Strong | $170.9M | 16.3% | 1.82% | vs |
| First Electronic BankBank Salt Lake City, UT | 91 out of 100, Very strong | $502.9M | 46.8% | 0.01% | vs |
| B2 Bank National AssociationBank Holladay, UT | 57 out of 100, Moderate | $114.6M | 13.7% | 2.07% | vs |
Deposit insurance
Is my money safe at Brighton Bank?
Yes. Brighton Bank is an FDIC-insured institution (FDIC certificate #22578). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 37.7% of deposits ($105.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Brighton Bank lists 5 offices in 2 cities. Most locations:
- Salt Lake City, UT (4)
- Draper, UT (1)
Identity & history
Profile
- Legal name
- Brighton Bank
- Type
- State-chartered bank
- FDIC certificate #
- 22578
- RSSD ID
- 406974
- Primary regulator
- FDIC
- Holding company
- Brighton Bcorp
- Established
- January 3, 1978
- Headquarters
- 7101 S Highland Dr, Salt Lake City, UT 84121
- Website
- www.brightonbank.com
- Employees
- 48
Quick answers
Brighton Bank: common questions
Is Brighton Bank FDIC insured?
Yes. Brighton Bank is an FDIC-insured institution (FDIC certificate #22578). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Brighton Bank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Brighton Bank ever failed?
There is no failure record for FDIC certificate #22578 in the FDIC failed bank list.
How many branches does Brighton Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salt Lake City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |