Side-by-side · Q2 2026 data
Brighton Bank vs Varo Bank, National Association
Metric by metric
| Measure | Brighton Bank | Varo Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 84 | 86 (stronger) |
| Earnings | 94 (stronger) | 0 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 72nd | 64th |
| Total assets | $321.6M | $337.8M |
| Deposits / shares | $278.8M | $209.8M |
| Capital ratio | 11.67% | 18.46% (stronger) |
| Problem loans | 0.49% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 29.60% |
| Return on assets | 1.86% (stronger) | -25.68% |
| Loans ÷ deposits | 76.2% | 41.6% (stronger) |
| Uninsured deposits | 37.7% | 1.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brighton Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 3 and Varo Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.