Side-by-side · Q2 2026 data
Brighton Bank vs Memphis City Employees Credit Union
Metric by metric
| Measure | Brighton Bank | Memphis City Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 48 | 95 (stronger) |
| Loan quality | 98 (stronger) | 79 |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 94 | 97 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 22nd | 80th |
| Total assets | $51.0M | $502.5M |
| Deposits / shares | $45.5M | $420.2M |
| Capital ratio | 9.79% | 14.48% (stronger) |
| Problem loans | 0.07% (stronger) | 0.63% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | -1.08% | 0.55% (stronger) |
| Loans ÷ deposits | 66.6% | 63.1% (stronger) |
| Uninsured deposits | 10.9% | 2.9% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.3% |
Memphis City Employees Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 2 and Memphis City Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.