Side-by-side · Q2 2026 data
Brightstar Credit Union vs Tropical Financial Credit Union
Metric by metric
| Measure | Brightstar Credit Union | Tropical Financial Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 58 |
| Capital cushion | 42 | 45 (stronger) |
| Loan quality | 83 (stronger) | 71 |
| Earnings | 57 (stronger) | 44 |
| Funding & liquidity | 58 | 65 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 30th | 19th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $884.1M | $884.2M |
| Capital ratio | 9.22% | 9.47% (stronger) |
| Problem loans | 0.52% (stronger) | 0.88% |
| Net charge-offs | 0.50% (stronger) | 0.59% |
| Return on assets | 0.92% (stronger) | 0.61% |
| Loans ÷ deposits | 102.2% | 95.2% (stronger) |
| Uninsured deposits | 10.0% | 7.7% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.0% | 47.5% |
Brightstar Credit Union has the higher TellerScore (62 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Brightstar Credit Union leads on 4 and Tropical Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.