Brightstar Credit Union (NCUA charter #67347) is based in Fort Lauderdale, Florida. Its Q2 2026 call report shows $1.1B in total assets and $884.1M in member shares and deposits and 10 offices.
Brightstar Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 454 credit unions with $1 billion – $10 billion. Among 107 credit unions headquartered in Florida, it ranks 81st. Problem-loan coverage contributes the most (90/100, 5.1%); capital cushion contributes the least (42/100, 9.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 63 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 62 |
| Q3 2025 | 61 |
| Q4 2025 | 59 |
| Q1 2026 | 58 |
| Q2 2026 | 62 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.31% |
| Q3 2024 | 9.17% |
| Q4 2024 | 9.09% |
| Q1 2025 | 9.30% |
| Q2 2025 | 9.30% |
| Q3 2025 | 9.12% |
| Q4 2025 | 9.08% |
| Q1 2026 | 9.06% |
| Q2 2026 | 9.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.76% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $1.1B | 9.22% | 0.52% | 0.92% | 102.2% |
| Q1 2026 | 58 | $1.0B | 9.06% | 0.51% | 0.47% | 104.3% |
| Q4 2025 | 59 | $992.7M | 9.08% | 0.69% | 0.73% | 99.6% |
| Q3 2025 | 61 | $994.4M | 9.12% | 0.55% | 0.75% | 98.8% |
| Q2 2025 | 62 | $961.8M | 9.30% | 0.58% | 0.75% | 97.7% |
| Q1 2025 | 63 | $949.4M | 9.30% | 0.38% | 0.60% | 93.5% |
| Q4 2024 | 63 | $907.3M | 9.09% | 0.37% | 0.76% | 96.6% |
| Q3 2024 | 63 | $882.4M | 9.17% | 0.44% | 0.80% | 95.6% |
| Q2 2024 | 66 | $869.4M | 9.31% | 0.41% | 0.95% | 91.7% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Power Financial Credit UnionCredit union Pembroke Pines, FL | 55 out of 100, Moderate | $1.0B | 14.0% | 3.35% | vs |
| McCoy Federal Credit UnionCredit union Orlando, FL | 65 out of 100, Moderate | $1.0B | 10.4% | 0.59% | vs |
| Tropical Financial Credit UnionCredit union Miramar, FL | 58 out of 100, Moderate | $1.0B | 9.5% | 0.88% | vs |
| Radiant Credit UnionCredit union Gainesville, FL | 65 out of 100, Moderate | $1.1B | 9.5% | 0.47% | vs |
| First Commerce Credit UnionCredit union Tallahassee, FL | 65 out of 100, Moderate | $1.2B | 10.1% | 0.50% | vs |
| Gulf Winds Credit UnionCredit union Pensacola, FL | 69 out of 100, Moderate | $1.4B | 9.9% | 0.44% | vs |
Deposit insurance
Is my money safe at Brightstar Credit Union?
Yes. Brightstar Credit Union is a federally insured credit union (NCUA charter #67347). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.0% of shares and deposits ($88.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.22%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Brightstar Credit Union lists 10 offices in 8 cities. Most locations:
- Hollywood, FL (3)
- Fort Lauderdale, FL (1)
- Lauderhill, FL (1)
- Margate, FL (1)
- Miami Beach, FL (1)
- Pembroke Pines, FL (1)
- Plantation, FL (1)
- Pompano Beach, FL (1)
HMDA 2025
Mortgage lending
In 2025, Brightstar Credit Union reported 1,131 home-loan applications under HMDA (LEI 549300D7OB5W5CJHFO55): 511 originated ($188,265,000 total), 293 denied, and 318 withdrawn or closed by the applicant. Its denial rate on decided applications was 36.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Brightstar Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67347
- RSSD ID
- 24994
- Primary regulator
- State + NCUA
- Established
- 1946
- Headquarters
- PO Box 8966, Fort Lauderdale, FL 33310
- Employees
- 197
Quick answers
Brightstar Credit Union: common questions
Is Brightstar Credit Union NCUA insured?
Yes. Brightstar Credit Union is a federally insured credit union (NCUA charter #67347). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Brightstar Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Brightstar Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fort Lauderdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |