Side-by-side · Q2 2026 data
Brightview Federal Credit Union vs Gulf Trust Federal Credit Union
Credit union
Brightview Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Credit union
Gulf Trust Federal Credit Union
Pascagoula, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Brightview Federal Credit Union | Gulf Trust Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 75 | 99 (stronger) |
| Earnings | 33 | 63 (stronger) |
| Funding & liquidity | 92 (stronger) | 72 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 59th | 85th |
| Total assets | $37.6M | $25.5M |
| Deposits / shares | $30.8M | $19.9M |
| Capital ratio | 16.25% | 21.75% (stronger) |
| Problem loans | 0.75% | 0.03% (stronger) |
| Net charge-offs | 0.76% | -0.10% (stronger) |
| Return on assets | 0.32% | 1.08% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 88.6% |
| Uninsured deposits | 0.8% (stronger) | 3.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulf Trust Federal Credit Union has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Brightview Federal Credit Union leads on 2 and Gulf Trust Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.