TellerScore

Headquartered in Ridgeland, Mississippi, Brightview Federal Credit Union is a federal credit union with $37.6M in total assets and $30.8M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1950.

Based on its Q2 2026 filing, Brightview Federal Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 22nd. Its strongest component is capital cushion (100/100; 16.25%), and its lowest is earnings (33/100; 0.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.25%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.75%
Earnings33/100
Return on assets (annualized): 0.32%
Funding & liquidity92/100
Loans ÷ shares: 68.3% · 0.8% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (81 → 78), mostly because the earnings component weakened by 25 points.

TellerScore
778184Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202480
Q4 202477
Q1 202584
Q2 202581
Q3 202583
Q4 202582
Q1 202681
Q2 202678
Net worth ratio
7.00%11.63%16.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.14%
Q3 202415.66%
Q4 202415.67%
Q1 202515.46%
Q2 202515.68%
Q3 202516.17%
Q4 202516.07%
Q1 202615.96%
Q2 202616.25%
Delinquent loans (60+ days)
0.61%1.02%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20241.10%
Q4 20241.43%
Q1 20250.79%
Q2 20251.02%
Q3 20250.65%
Q4 20250.69%
Q1 20260.61%
Q2 20260.75%
Return on assets
0.32%0.68%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.93%
Q3 20240.91%
Q4 20240.92%
Q1 20251.03%
Q2 20250.94%
Q3 20250.80%
Q4 20250.68%
Q1 20260.47%
Q2 20260.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$37.6M16.25%0.75%0.32%68.3%
Q1 202681$38.1M15.96%0.61%0.47%67.5%
Q4 202582$37.6M16.07%0.69%0.68%68.4%
Q3 202583$37.2M16.17%0.65%0.80%68.6%
Q2 202581$38.1M15.68%1.02%0.94%66.9%
Q1 202584$38.1M15.46%0.79%1.03%67.4%
Q4 202477$36.9M15.67%1.43%0.92%67.3%
Q3 202480$36.4M15.66%1.10%0.91%67.0%
Q2 202484$37.0M15.14%0.72%0.93%67.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.25%
61st
Problem loans0.75%
48th
Net charge-offs0.76%
19th
Return on assets0.32%
33rd
Loans to deposits68.3%
36th
Uninsured deposits0.8%
56th
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Camp Shelby Federal Credit UnionCredit union Hattiesburg, MS84 out of 100, Strong$31.8M23.9%0.83%vs
Mississippi National Guard Federal Credit UnionCredit union Jackson, MS58 out of 100, Moderate$43.5M8.8%1.53%vs
Meridian Mississippi Ang Federal Credit UnionCredit union Meridian, MS78 out of 100, Strong$31.3M14.6%1.57%vs
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Gulf Trust Federal Credit UnionCredit union Pascagoula, MS88 out of 100, Very strong$25.5M21.8%0.03%vs

Deposit insurance

Is my money safe at Brightview Federal Credit Union?

Yes. Brightview Federal Credit Union is a federally insured credit union (NCUA charter #6527). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.8% of shares and deposits ($246K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Brightview Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brightview Federal Credit Union
Type
Federal credit union
NCUA charter #
6527
RSSD ID
649182
Primary regulator
NCUA
Established
1950
Headquarters
713 S Pear Orchard Rd, Ste 101, Ridgeland, MS 39157
Employees
13

Quick answers

Brightview Federal Credit Union: common questions

Is Brightview Federal Credit Union NCUA insured?

Yes. Brightview Federal Credit Union is a federally insured credit union (NCUA charter #6527). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brightview Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brightview Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Ridgeland

InstitutionScoreAssetsCapitalProblem loansCompare
Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS97 out of 100, Very strong$29.2M18.1%0.10%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs