Side-by-side · Q2 2026 data
Broadstreet Bank S S B vs Shelby Savings Bank, SSB
Metric by metric
| Measure | Broadstreet Bank S S B | Shelby Savings Bank, SSB |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 71 (stronger) | 61 |
| Loan quality | 85 (stronger) | 65 |
| Earnings | 58 | 81 (stronger) |
| Funding & liquidity | 68 (stronger) | 66 |
| Problem-loan coverage | 61 | 84 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $442.8M | $457.4M |
| Deposits / shares | $343.4M | $367.3M |
| Capital ratio | 12.13% (stronger) | 11.11% |
| Problem loans | 0.44% (stronger) | 1.05% |
| Net charge-offs | 0.01% (stronger) | 0.16% |
| Return on assets | 0.94% | 1.53% (stronger) |
| Loans ÷ deposits | 91.5% | 84.1% (stronger) |
| Uninsured deposits | 15.3% (stronger) | 24.3% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | 10.5% |
Broadstreet Bank S S B has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Broadstreet Bank S S B leads on 5 and Shelby Savings Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.