Headquartered in Mineola, Texas, Broadstreet Bank S S B is a si with $442.8M in total assets and $343.4M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1934.
Based on its Q2 2026 filing, Broadstreet Bank S S B scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 225th. Its strongest component is loan quality (85/100; 0.44%), and its lowest is earnings (58/100; 0.94%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 25 points (45 → 70), mostly because the loan quality component improved by 85 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 56 |
| Q4 2024 | 58 |
| Q1 2025 | 67 |
| Q2 2025 | 45 |
| Q3 2025 | 65 |
| Q4 2025 | 65 |
| Q1 2026 | 68 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.13% |
| Q3 2024 | 10.59% |
| Q4 2024 | 10.84% |
| Q1 2025 | 11.09% |
| Q2 2025 | 11.32% |
| Q3 2025 | 11.53% |
| Q4 2025 | 11.74% |
| Q1 2026 | 11.97% |
| Q2 2026 | 12.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.67% |
| Q2 2025 | 3.59% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.66% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.96% |
| Q3 2024 | -0.47% |
| Q4 2024 | -0.22% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $442.8M | 12.13% | 0.44% | 0.94% | 91.5% |
| Q1 2026 | 68 | $429.0M | 11.97% | 0.65% | 0.88% | 88.7% |
| Q4 2025 | 65 | $428.5M | 11.74% | 0.66% | 0.70% | 91.4% |
| Q3 2025 | 65 | $438.3M | 11.53% | 0.76% | 0.68% | 84.1% |
| Q2 2025 | 45 | $443.0M | 11.32% | 3.59% | 0.66% | 85.2% |
| Q1 2025 | 67 | $441.2M | 11.09% | 0.67% | 0.65% | 86.3% |
| Q4 2024 | 58 | $442.4M | 10.84% | 0.72% | -0.22% | 85.5% |
| Q3 2024 | 56 | $445.1M | 10.59% | 0.70% | -0.47% | 87.5% |
| Q2 2024 | 57 | $450.8M | 10.13% | 0.44% | -0.96% | 80.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| West Texas State BankBank Snyder, TX | 60 out of 100, Moderate | $443.7M | 10.5% | 1.77% | vs |
| Texas Champion BankBank Corpus Christi, TX | 64 out of 100, Moderate | $436.6M | 10.5% | 0.39% | vs |
| The Liberty National Bank in ParisBank Paris, TX | 75 out of 100, Strong | $452.1M | 12.8% | 0.88% | vs |
| The City National Bank of Colorado CityBank Colorado City, TX | 74 out of 100, Strong | $452.4M | 11.0% | 0.26% | vs |
| Trinity Capital Bank of TexasBank Ennis, TX | 69 out of 100, Moderate | $456.6M | 9.6% | 0.33% | vs |
| Shelby Savings Bank, SSBBank Center, TX | 69 out of 100, Moderate | $457.4M | 11.1% | 1.05% | vs |
Deposit insurance
Is my money safe at Broadstreet Bank S S B?
Yes. Broadstreet Bank S S B is an FDIC-insured institution (FDIC certificate #28868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.3% of deposits ($52.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
Broadstreet Bank S S B lists 7 offices in 6 cities. Most locations:
- Mineola, TX (2)
- Edgewood, TX (1)
- Grand Saline, TX (1)
- Lindale, TX (1)
- Tyler, TX (1)
- Winnsboro, TX (1)
HMDA 2025
Mortgage lending
In 2025, Broadstreet Bank S S B reported 83 home-loan applications under HMDA (LEI 54930067OMWEWTHVDO95): 56 originated ($15,070,000 total), 16 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Broadstreet Bank S S B
- Former names
- Mineola Community Bank, S.S.B.; Mineola Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 28868
- RSSD ID
- 279
- Primary regulator
- FDIC
- Holding company
- Texas Community Bancshares Inc
- Established
- April 1, 1934
- Headquarters
- 215 W Broad St, Mineola, TX 75773
- Website
- www.broadstreet.bank
- Employees
- 70
Quick answers
Broadstreet Bank S S B: common questions
Is Broadstreet Bank S S B FDIC insured?
Yes. Broadstreet Bank S S B is an FDIC-insured institution (FDIC certificate #28868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Broadstreet Bank S S B's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Broadstreet Bank S S B ever failed?
There is no failure record for FDIC certificate #28868 in the FDIC failed bank list.
How many branches does Broadstreet Bank S S B have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mineola
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of Ben Wheeler, TexasBank Ben Wheeler, TX | 95 out of 100, Very strong | $185.1M | 15.7% | 0.07% | vs |
| Alba-Golden Federal Credit UnionCredit union Alba, TX | 90 out of 100, Very strong | $22.2M | 16.8% | 0.01% | vs |
| Austin Bank, Texas National AssociationBank Jacksonville, TX | 88 out of 100, Very strong | $3.3B | 15.1% | 0.60% | vs |
| The First National Bank of WinnsboroBank Winnsboro, TX | 86 out of 100, Very strong | $158.2M | 22.7% | 1.10% | vs |
| Yantis Federal Credit UnionCredit union Yantis, TX | 82 out of 100, Strong | $26.8M | 13.4% | 0.01% | vs |
| The City National Bank of Sulphur SpringsBank Sulphur Springs, TX | 78 out of 100, Strong | $1.4B | 9.8% | 0.15% | vs |