Side-by-side · Q2 2026 data
BTC Bank vs Verimore Bank
Metric by metric
| Measure | BTC Bank | Verimore Bank |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 76 | 91 (stronger) |
| Earnings | 56 | 97 (stronger) |
| Funding & liquidity | 54 (stronger) | 51 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 21st | 64th |
| Total assets | $1.9B | $639.1M |
| Deposits / shares | $1.4B | $549.5M |
| Capital ratio | 9.35% | 10.62% (stronger) |
| Problem loans | 0.72% | 0.26% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 0.90% | 1.92% (stronger) |
| Loans ÷ deposits | 105.8% | 93.6% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 29.6% |
| Offices | 30 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 9.9% |
Verimore Bank has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BTC Bank leads on 1 and Verimore Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.