Headquartered in Brookfield, Missouri, Verimore Bank is a state-chartered bank (fed member) with $639.1M in total assets and $549.5M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1934.
Based on its Q2 2026 filing, Verimore Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 67th. Its strongest component is earnings (97/100; 1.92%), and its lowest is funding & liquidity (51/100; 94% loans-to-deposits, 30% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 76 |
| Q2 2025 | 76 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 76 |
| Q2 2026 | 76 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.62% |
| Q3 2024 | 10.18% |
| Q4 2024 | 10.32% |
| Q1 2025 | 10.39% |
| Q2 2025 | 10.44% |
| Q3 2025 | 10.92% |
| Q4 2025 | 10.49% |
| Q1 2026 | 10.58% |
| Q2 2026 | 10.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.51% |
| Q4 2024 | 1.54% |
| Q1 2025 | 1.74% |
| Q2 2025 | 1.78% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.48% |
| Q1 2026 | 1.87% |
| Q2 2026 | 1.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $639.1M | 10.62% | 0.26% | 1.92% | 93.6% |
| Q1 2026 | 76 | $649.7M | 10.58% | 0.29% | 1.87% | 89.5% |
| Q4 2025 | 75 | $639.0M | 10.49% | 0.08% | 1.48% | 88.4% |
| Q3 2025 | 75 | $623.4M | 10.92% | 0.10% | 1.36% | 89.8% |
| Q2 2025 | 76 | $460.7M | 10.44% | 0.06% | 1.78% | 98.4% |
| Q1 2025 | 76 | $471.3M | 10.39% | 0.07% | 1.74% | 94.3% |
| Q4 2024 | 73 | $466.5M | 10.32% | 0.08% | 1.54% | 94.6% |
| Q3 2024 | 73 | $450.1M | 10.18% | 0.05% | 1.51% | 96.6% |
| Q2 2024 | 74 | $453.2M | 10.62% | 0.09% | 1.48% | 95.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| First Midwest Bank of DexterBank Dexter, MO | 69 out of 100, Moderate | $652.0M | 11.0% | 0.79% | vs |
| Phelps County BankBank Rolla, MO | 61 out of 100, Moderate | $621.7M | 8.9% | 1.16% | vs |
| First State Bank and Trust Company, Inc.Bank Caruthersville, MO | 56 out of 100, Moderate | $659.0M | 12.6% | 4.76% | vs |
| Bank of OdessaBank Odessa, MO | 72 out of 100, Strong | $667.1M | 13.7% | 2.12% | vs |
| The Maries County BankBank Vienna, MO | 89 out of 100, Very strong | $600.5M | 14.8% | 0.12% | vs |
Deposit insurance
Is my money safe at Verimore Bank?
Yes. Verimore Bank is an FDIC-insured institution (FDIC certificate #28930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.6% of deposits ($162.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.62%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.55% (benchmark: 10%).
7 locations
Branches
Verimore Bank lists 7 offices in 7 cities. Most locations:
- Brookfield, MO (1)
- Eagleville, MO (1)
- Kansas City, MO (1)
- Kearney, MO (1)
- Liberty, MO (1)
- Milan, MO (1)
- North Kansas City, MO (1)
HMDA 2025
Mortgage lending
In 2025, Verimore Bank reported 113 home-loan applications under HMDA (LEI 549300Z3IK4IHLP1R468): 91 originated ($22,645,000 total), 11 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Verimore Bank
- Former names
- First Missouri Bank; Brookfield Federal Savings and Loan Association; First Missouri National Bank; First Missouri Federal Savings and Loan Association
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 28930
- RSSD ID
- 710176
- Primary regulator
- FED
- Holding company
- First Missouri Bancshares Inc
- Established
- May 1, 1934
- Headquarters
- 300 W Lockling St, Brookfield, MO 64628
- Website
- www.verimore.bank
- Employees
- 98
Quick answers
Verimore Bank: common questions
Is Verimore Bank FDIC insured?
Yes. Verimore Bank is an FDIC-insured institution (FDIC certificate #28930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Verimore Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Verimore Bank ever failed?
There is no failure record for FDIC certificate #28930 in the FDIC failed bank list.
How many branches does Verimore Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Brookfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Regional Missouri BankBank Marceline, MO | 84 out of 100, Strong | $597.4M | 11.6% | 0.07% | vs |
| Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO | 76 out of 100, Strong | $116.7M | 11.1% | 0.00% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| Preferred BankBank Rothville, MO | 69 out of 100, Moderate | $134.5M | 7.6% | 0.18% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |
| Carroll County Trust Company of Carrollton, MissouriBank Carrollton, MO | 61 out of 100, Moderate | $207.6M | 9.0% | 0.61% | vs |