Side-by-side · Q2 2026 data
Buckeye State Bank vs First Federal Savings and Loan Association of Lorain
Bank
First Federal Savings and Loan Association of Lorain
Lorain, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Buckeye State Bank | First Federal Savings and Loan Association of Lorain |
|---|---|---|
| TellerScore | 60 | 60 |
| Capital cushion | 32 | 54 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 41 (stronger) | 23 |
| Funding & liquidity | 67 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 19th | 19th |
| Total assets | $569.2M | $573.8M |
| Deposits / shares | $474.2M | $499.8M |
| Capital ratio | 8.16% | 10.36% (stronger) |
| Problem loans | 0.30% (stronger) | 0.41% |
| Net charge-offs | 0.12% | -0.05% (stronger) |
| Return on assets | 0.53% (stronger) | 0.08% |
| Loans ÷ deposits | 72.8% (stronger) | 93.9% |
| Uninsured deposits | 33.6% | 22.8% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Buckeye State Bank leads on 3 and First Federal Savings and Loan Association of Lorain on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.