Side-by-side · Q2 2026 data
Buena Vista National Bank vs OSB Community Bank
Metric by metric
| Measure | Buena Vista National Bank | OSB Community Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 61 | 66 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 79 (stronger) | 42 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 68th | 40th |
| Total assets | $344.0M | $355.6M |
| Deposits / shares | $294.2M | $293.5M |
| Capital ratio | 11.12% | 11.64% (stronger) |
| Problem loans | 0.36% (stronger) | 0.36% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.35% (stronger) | 0.95% |
| Loans ÷ deposits | 77.9% (stronger) | 104.1% |
| Uninsured deposits | 17.6% (stronger) | 27.6% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Buena Vista National Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Buena Vista National Bank leads on 6 and OSB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.