Side-by-side · Q2 2026 data
Buena Vista National Bank vs State Bank of Toulon
Metric by metric
| Measure | Buena Vista National Bank | State Bank of Toulon |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 61 (stronger) | 55 |
| Loan quality | 88 | 96 (stronger) |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $344.0M | $343.4M |
| Deposits / shares | $294.2M | $298.6M |
| Capital ratio | 11.12% (stronger) | 10.46% |
| Problem loans | 0.36% | 0.13% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.35% | 1.39% (stronger) |
| Loans ÷ deposits | 77.9% | 73.9% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 26.3% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 4.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Buena Vista National Bank leads on 3 and State Bank of Toulon on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.