The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the earnings component improved by 5 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. State Bank of Toulon is an FDIC-insured institution (FDIC certificate #12386). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.3% of deposits ($78.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.15% (benchmark: 10%).

Check how much of your own balance is covered

State Bank of Toulon lists 3 offices in 3 cities. Most locations:

• Galva, IL (1)
• Kewanee, IL (1)
• Toulon, IL (1)

All branch addresses and map

In 2025, State Bank of Toulon reported 85 home-loan applications under HMDA (LEI 5493005OG185XV8M8N52): 78 originated ($7,740,000 total), 4 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

State Bank of Toulon

Type

State-chartered bank

FDIC certificate #

12386

RSSD ID

535940

Primary regulator

FDIC

Holding company

Stark County Bcorp Inc

Established

June 20, 1903

Headquarters

102 W Main St, Toulon, IL 61483

Website

www.banksbt.bank

Employees

46