Side-by-side · Q2 2026 data
Buffalo Police Federal Credit Union vs Cadets Federal Credit Union
Credit union
Buffalo Police Federal Credit Union
Buffalo, New York · Under $100 million in assets
Metric by metric
| Measure | Buffalo Police Federal Credit Union | Cadets Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 87 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 96th | 16th |
| Total assets | $17.5M | $17.7M |
| Deposits / shares | $13.4M | $16.1M |
| Capital ratio | 22.93% (stronger) | 8.59% |
| Problem loans | 0.35% (stronger) | 0.65% |
| Net charge-offs | 0.06% (stronger) | 0.83% |
| Return on assets | 2.63% (stronger) | -0.19% |
| Loans ÷ deposits | 73.2% | 64.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Buffalo Police Federal Credit Union has the higher TellerScore (95 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Buffalo Police Federal Credit Union leads on 6 and Cadets Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.