TellerScore

Side-by-side · Q2 2026 data

Bull Dog Federal Credit Union vs Skypoint Federal Credit Union

Credit union

Bull Dog Federal Credit Union

Hagerstown, Maryland · $100 million – $1 billion

73of 100
Strong

Credit union

Skypoint Federal Credit Union

Germantown, Maryland · $100 million – $1 billion

60of 100
Moderate

Metric by metric

MeasureBull Dog Federal Credit UnionSkypoint Federal Credit Union
TellerScore73 (stronger)60
Capital cushion7474
Loan quality56 (stronger)46
Earnings63 (stronger)43
Funding & liquidity100 (stronger)62
Problem-loan coverage92 (stronger)80
Peer percentile60th21st
Total assets$237.7M$242.8M
Deposits / shares$214.7M$190.5M
Capital ratio12.37%12.37%
Problem loans1.31% (stronger)1.61%
Net charge-offs0.98%0.53% (stronger)
Return on assets1.07% (stronger)0.57%
Loans ÷ deposits40.1% (stronger)98.0%
Uninsured deposits2.5% (stronger)6.3%
Offices63
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—42.3%

Bull Dog Federal Credit Union has the higher TellerScore (73 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Bull Dog Federal Credit Union leads on 5 and Skypoint Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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