The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maryland

Yes. Skypoint Federal Credit Union is a federally insured credit union (NCUA charter #18917). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.3% of shares and deposits ($12.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.37%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Skypoint Federal Credit Union lists 3 offices in 3 cities. Most locations:

• Germantown, MD (1)
• Rockville, MD (1)
• Silver Spring, MD (1)

All branch addresses and map

In 2025, Skypoint Federal Credit Union reported 65 home-loan applications under HMDA (LEI 549300029HOKG1DFPD77): 30 originated ($2,150,000 total), 22 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 42.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Skypoint Federal Credit Union

Type

Federal credit union

NCUA charter #

18917

RSSD ID

240486

Primary regulator

NCUA

Established

1968

Headquarters

19785 Crystal Rock Dr, Suite 201, Germantown, MD 20874

Employees

48