Side-by-side · Q2 2026 data
Burke & Herbert Bank & Trust Company vs Alderson Fci Federal Credit Union
Credit union
Alderson Fci Federal Credit Union
Alderson, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Burke & Herbert Bank & Trust Company | Alderson Fci Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 62 | 70 (stronger) |
| Funding & liquidity | 50 | 86 (stronger) |
| Problem-loan coverage | 86 (stronger) | 57 |
| Peer percentile | 54th | 26th |
| Total assets | $11.0B | $8.5M |
| Deposits / shares | $9.0B | $6.3M |
| Capital ratio | 12.26% | 25.32% (stronger) |
| Problem loans | 1.19% (stronger) | 10.82% |
| Net charge-offs | 0.04% | -0.02% (stronger) |
| Return on assets | 1.06% | 1.26% (stronger) |
| Loans ÷ deposits | 87.9% | 73.8% (stronger) |
| Uninsured deposits | 35.1% | 4.7% (stronger) |
| Offices | 101 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Burke & Herbert Bank & Trust Company has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Burke & Herbert Bank & Trust Company leads on 2 and Alderson Fci Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.