Side-by-side · Q2 2026 data
Busey Bank vs CIBC Bank USA
Metric by metric
| Measure | Busey Bank | CIBC Bank USA |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 74 | 93 (stronger) |
| Loan quality | 83 (stronger) | 55 |
| Earnings | 73 | 80 (stronger) |
| Funding & liquidity | 43 (stronger) | 27 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 87th | 76th |
| Total assets | $18.1B | $66.5B |
| Deposits / shares | $15.2B | $51.5B |
| Capital ratio | 12.38% | 14.34% (stronger) |
| Problem loans | 0.51% (stronger) | 1.35% |
| Net charge-offs | 0.20% (stronger) | 0.26% |
| Return on assets | 1.33% | 1.51% (stronger) |
| Loans ÷ deposits | 86.0% | 83.2% (stronger) |
| Uninsured deposits | 43.0% (stronger) | 65.9% |
| Offices | 80 | 8 |
| CFPB complaints (3 yrs) | 47 | — |
| Complaints per $1B deposits | 3.1 | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
Busey Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Busey Bank leads on 4 and CIBC Bank USA on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.