The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 10 points (64 → 74), mostly because the earnings component improved by 38 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. Busey Bank is an FDIC-insured institution (FDIC certificate #16450). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 43.0% of deposits ($6.5B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.63% (benchmark: 10%).

Check how much of your own balance is covered

Busey Bank lists 80 offices in 56 cities across 10 states. Most locations:

• Saint Louis, MO (5)
• Champaign, IL (4)
• Peoria, IL (4)
• Decatur, IL (3)
• Glenview, IL (3)
• Joliet, IL (3)
• Bloomington, IL (2)
• Dallas, TX (2)
• Denver, CO (2)
• Edwardsville, IL (2)
• Leawood, KS (2)
• Naperville, IL (2)

All branch addresses and map

Over the last three years, the CFPB forwarded 47 consumer complaints about BUSEY BANK to the company (13 in the last 12 months). 100.0% received a timely response. That is 3.1 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Busey Bank reported 2,018 home-loan applications under HMDA (LEI 549300O7SGM8FH65GQ47): 1,481 originated ($338,225,000 total), 243 denied, and 272 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Busey Bank

Former names

Champaign County Bank and Trust Co.

Type

State-chartered bank (Fed member)

FDIC certificate #

16450

RSSD ID

416245

Primary regulator

FED

Holding company

First Busey Corp

Established

July 8, 1946

Headquarters

100 W University Ave, Champaign, IL 61820

Website

www.busey.com

Employees

1,833