Side-by-side · Q2 2026 data
Busey Bank vs Gulf Coast Business Bank
Metric by metric
| Measure | Busey Bank | Gulf Coast Business Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 74 | 75 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 73 (stronger) | 35 |
| Funding & liquidity | 43 (stronger) | 37 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 87th | 43rd |
| Total assets | $18.1B | $186.6M |
| Deposits / shares | $15.2B | $160.3M |
| Capital ratio | 12.38% | 12.53% (stronger) |
| Problem loans | 0.51% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.33% (stronger) | 0.37% |
| Loans ÷ deposits | 86.0% (stronger) | 97.3% |
| Uninsured deposits | 43.0% | 38.3% (stronger) |
| Offices | 80 | 1 |
| CFPB complaints (3 yrs) | 47 | — |
| Complaints per $1B deposits | 3.1 | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
Busey Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Busey Bank leads on 3 and Gulf Coast Business Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.