Side-by-side · Q2 2026 data
Business and Industrial Federal Credit Union vs Western Indiana Credit Union
Credit union
Business and Industrial Federal Credit Union
Columbus, Indiana · Under $100 million in assets
Metric by metric
| Measure | Business and Industrial Federal Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 64 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 90th | 65th |
| Total assets | $44.9M | $48.7M |
| Deposits / shares | $36.7M | $42.3M |
| Capital ratio | 18.04% (stronger) | 12.56% |
| Problem loans | 0.24% | 0.15% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | 0.82% |
| Loans ÷ deposits | 48.6% (stronger) | 74.5% |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Business and Industrial Federal Credit Union has the higher TellerScore (91 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Business and Industrial Federal Credit Union leads on 4 and Western Indiana Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.