Western Indiana Credit Union (NCUA charter #82789) is based in Sullivan, Indiana. Its Q2 2026 call report shows $48.7M in total assets and $42.3M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Western Indiana Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 31st. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is earnings (53/100; 0.82%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (72 → 80), mostly because the loan quality component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 76 |
| Q4 2024 | 77 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 77 |
| Q4 2025 | 77 |
| Q1 2026 | 75 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.35% |
| Q3 2024 | 12.79% |
| Q4 2024 | 11.75% |
| Q1 2025 | 11.81% |
| Q2 2025 | 11.99% |
| Q3 2025 | 11.69% |
| Q4 2025 | 11.74% |
| Q1 2026 | 12.16% |
| Q2 2026 | 12.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.15% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 1.01% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $48.7M | 12.56% | 0.15% | 0.82% | 74.5% |
| Q1 2026 | 75 | $49.4M | 12.16% | 0.39% | 0.69% | 74.6% |
| Q4 2025 | 77 | $50.5M | 11.74% | 0.11% | 0.70% | 70.1% |
| Q3 2025 | 77 | $49.8M | 11.69% | 0.08% | 0.68% | 73.4% |
| Q2 2025 | 72 | $47.7M | 11.99% | 0.59% | 0.61% | 75.6% |
| Q1 2025 | 69 | $47.8M | 11.81% | 0.77% | 0.47% | 74.0% |
| Q4 2024 | 77 | $47.4M | 11.75% | 0.12% | 0.70% | 76.7% |
| Q3 2024 | 76 | $43.4M | 12.79% | 0.62% | 1.01% | 81.9% |
| Q2 2024 | 74 | $40.5M | 13.35% | 0.82% | 0.87% | 90.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dubois-Pike Federal Credit UnionCredit union Jasper, IN | 72 out of 100, Strong | $48.9M | 10.2% | 0.34% | vs |
| Local 697 Federal Credit UnionCredit union Merrillville, IN | 58 out of 100, Moderate | $49.0M | 16.0% | 4.55% | vs |
| Indiana Heartland Federal Credit UnionCredit union Kokomo, IN | 55 out of 100, Moderate | $49.7M | 11.6% | 2.94% | vs |
| Vigo County Federal Credit UnionCredit union Terre Haute, IN | 63 out of 100, Moderate | $45.5M | 11.2% | 1.98% | vs |
| Business and Industrial Federal Credit UnionCredit union Columbus, IN | 91 out of 100, Very strong | $44.9M | 18.0% | 0.24% | vs |
| Bar-Cons Federal Credit UnionCredit union Columbus, IN | 77 out of 100, Strong | $52.8M | 18.0% | 1.21% | vs |
Deposit insurance
Is my money safe at Western Indiana Credit Union?
Western Indiana Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Western Indiana Credit Union lists 3 offices in 2 cities. Most locations:
- Sullivan, IN (2)
- Brazil, IN (1)
Identity & history
Profile
- Legal name
- Western Indiana Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 82789
- RSSD ID
- 145992
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- 949 W State Road 154, Sullivan, IN 47882
- Employees
- 11
Quick answers
Western Indiana Credit Union: common questions
Is Western Indiana Credit Union NCUA insured?
Western Indiana Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Western Indiana Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Western Indiana Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Sullivan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL | 95 out of 100, Very strong | $52.0M | 18.5% | 0.00% | vs |
| Hershey Robinson Employees Credit UnionCredit union Robinson, IL | 86 out of 100, Very strong | $3.3M | 25.0% | 1.37% | vs |
| Public Service Edwardspt Pl E Federal Credit UnionCredit union Linton, IN | 84 out of 100, Strong | $1.7M | 14.5% | 0.23% | vs |
| T H P Federal Credit UnionCredit union Terre Haute, IN | 74 out of 100, Strong | $4.0M | 24.0% | 0.12% | vs |
| Casey State BankBank Casey, IL | 70 out of 100, Strong | $496.7M | 11.0% | 1.02% | vs |
| Crane Credit UnionCredit union Odon, IN | 69 out of 100, Moderate | $1.2B | 12.8% | 1.69% | vs |