Side-by-side · Q2 2026 data
Butler County Teachers Federal Credit Union vs First Area Federal Credit Union
Credit union
Butler County Teachers Federal Credit Union
Butler, Pennsylvania · Under $100 million in assets
Credit union
First Area Federal Credit Union
Lewistown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Butler County Teachers Federal Credit Union | First Area Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 88 (stronger) | 51 |
| Loan quality | 38 | 62 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 65th | 42nd |
| Total assets | $28.9M | $29.9M |
| Deposits / shares | $24.8M | $27.0M |
| Capital ratio | 13.76% (stronger) | 10.12% |
| Problem loans | 1.85% | 1.15% (stronger) |
| Net charge-offs | 0.48% | 0.10% (stronger) |
| Return on assets | 2.27% (stronger) | 1.39% |
| Loans ÷ deposits | 29.9% | 17.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Butler County Teachers Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Butler County Teachers Federal Credit Union leads on 4 and First Area Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.