Side-by-side · Q2 2026 data
Byline Bank vs Lake Forest Bank & Trust Company, National Association
Bank
Lake Forest Bank & Trust Company, National Association
Lake Forest, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Byline Bank | Lake Forest Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 79 (stronger) | 49 |
| Loan quality | 69 | 89 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 45 (stronger) | 29 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 74th | 63rd |
| Total assets | $9.9B | $9.3B |
| Deposits / shares | $7.9B | $7.3B |
| Capital ratio | 12.88% (stronger) | 9.93% |
| Problem loans | 0.93% | 0.34% (stronger) |
| Net charge-offs | 0.28% | 0.03% (stronger) |
| Return on assets | 1.69% | 1.99% (stronger) |
| Loans ÷ deposits | 94.3% | 94.2% (stronger) |
| Uninsured deposits | 34.1% (stronger) | 48.7% |
| Offices | 44 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.5% | 2.5% |
Byline Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Byline Bank leads on 3 and Lake Forest Bank & Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.