Side-by-side · Q2 2026 data
Byron Bank vs Linxus Credit Union
Metric by metric
| Measure | Byron Bank | Linxus Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 57 | 99 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 40th | 90th |
| Total assets | $384.4M | $17.5M |
| Deposits / shares | $338.1M | $14.6M |
| Capital ratio | 10.23% | 16.17% (stronger) |
| Problem loans | 1.28% | 0.02% (stronger) |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 2.07% (stronger) | 0.90% |
| Loans ÷ deposits | 74.5% | 41.6% (stronger) |
| Uninsured deposits | 25.3% | 0.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Linxus Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Byron Bank leads on 1 and Linxus Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.