Side-by-side · Q2 2026 data
C & R Credit Union vs Hutchinson Postal & Community Credit Union
Credit union
Hutchinson Postal & Community Credit Union
Hutchinson, Kansas · Under $100 million in assets
Metric by metric
| Measure | C & R Credit Union | Hutchinson Postal & Community Credit Union |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 83 (stronger) | 72 |
| Earnings | 25 (stronger) | 7 |
| Funding & liquidity | 87 (stronger) | 77 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 40th | 40th |
| Total assets | $4.3M | $5.2M |
| Deposits / shares | $3.8M | $4.2M |
| Capital ratio | 12.28% | 17.60% (stronger) |
| Problem loans | 0.51% (stronger) | 0.85% |
| Net charge-offs | 2.22% | 1.42% (stronger) |
| Return on assets | 0.13% (stronger) | -0.33% |
| Loans ÷ deposits | 73.4% (stronger) | 83.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), C & R Credit Union leads on 3 and Hutchinson Postal & Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.