TellerScore

Headquartered in Hutchinson, Kansas, Hutchinson Postal & Community Credit Union is a federally insured state-chartered credit union with $5.2M in total assets and $4.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1929.

Based on its Q2 2026 filing, Hutchinson Postal & Community Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 33rd. Its strongest component is capital cushion (100/100; 17.60%), and its lowest is earnings (7/100; -0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.60%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings7/100
Return on assets (annualized): -0.33%
Funding & liquidity77/100
Loans ÷ shares: 83.7% · 0.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (63 → 70), mostly because the loan quality component improved by 32 points.

TellerScore
637383Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202483
Q4 202478
Q1 202568
Q2 202563
Q3 202563
Q4 202568
Q1 202678
Q2 202670
Net worth ratio
7.00%12.82%18.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.27%
Q3 202417.50%
Q4 202418.16%
Q1 202516.87%
Q2 202517.78%
Q3 202517.87%
Q4 202518.18%
Q1 202618.64%
Q2 202617.60%
Delinquent loans (60+ days)
0.33%1.10%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.83%
Q3 20240.33%
Q4 20240.75%
Q1 20251.39%
Q2 20251.79%
Q3 20251.87%
Q4 20251.10%
Q1 20260.73%
Q2 20260.85%
Return on assets
-0.33%0.21%0.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.18%
Q3 20240.75%
Q4 20240.66%
Q1 2025-0.13%
Q2 2025-0.18%
Q3 2025-0.00%
Q4 2025-0.17%
Q1 20260.69%
Q2 2026-0.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$5.2M17.60%0.85%-0.33%83.7%
Q1 202678$5.0M18.64%0.73%0.69%91.3%
Q4 202568$5.1M18.18%1.10%-0.17%90.4%
Q3 202563$5.2M17.87%1.87%-0.00%87.2%
Q2 202563$5.2M17.78%1.79%-0.18%84.0%
Q1 202568$5.5M16.87%1.39%-0.13%77.6%
Q4 202478$5.1M18.16%0.75%0.66%89.7%
Q3 202483$5.3M17.50%0.33%0.75%85.2%
Q2 202474$5.2M17.27%0.83%0.18%86.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.60%
68th
Problem loans0.85%
44th
Net charge-offs1.42%
9th
Return on assets-0.33%
13th
Loans to deposits83.7%
15th
Uninsured deposits0.0%
81st
Loan-loss reserves0.96%
82nd
Texas ratio3.2%
41st

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
C & R Credit UnionCredit union Clay Center, KS70 out of 100, Strong$4.3M12.3%0.51%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs

Deposit insurance

Is my money safe at Hutchinson Postal & Community Credit Union?

Yes. Hutchinson Postal & Community Credit Union is a federally insured credit union (NCUA charter #67829). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Hutchinson Postal & Community Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hutchinson Postal & Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67829
RSSD ID
221195
Primary regulator
State + NCUA
Established
1929
Headquarters
2306 N Main St, Hutchinson, KS 67502
Employees
4

Quick answers

Hutchinson Postal & Community Credit Union: common questions

Is Hutchinson Postal & Community Credit Union NCUA insured?

Yes. Hutchinson Postal & Community Credit Union is a federally insured credit union (NCUA charter #67829). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hutchinson Postal & Community Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hutchinson Postal & Community Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hutchinson

InstitutionScoreAssetsCapitalProblem loansCompare
The Citizens State BankBank Moundridge, KS95 out of 100, Very strong$450.6M14.4%0.01%vs
Dillon Credit UnionCredit union Hutchinson, KS82 out of 100, Strong$79.8M14.0%1.11%vs
Union Federal Credit UnionCredit union Farmerville, LA80 out of 100, Strong$611K21.2%0.00%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs
Lyons Federal BankBank Lyons, KS78 out of 100, Strong$197.6M12.7%0.23%vs