Side-by-side · Q2 2026 data
C-B-W Schools Federal Credit Union vs 1st Ed Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | C-B-W Schools Federal Credit Union | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 69 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 96th | 83rd |
| Total assets | $131.8M | $138.2M |
| Deposits / shares | $96.1M | $117.3M |
| Capital ratio | 29.78% (stronger) | 15.87% |
| Problem loans | 0.33% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.23% (stronger) | 0.42% |
| Loans ÷ deposits | 28.6% (stronger) | 36.9% |
| Uninsured deposits | 8.4% | 2.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 23.5% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 83). On the 7 directional measures above (where higher or lower is clearly better), C-B-W Schools Federal Credit Union leads on 6 and 1st Ed Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.