Side-by-side · Q2 2026 data
C-B-W Schools Federal Credit Union vs Altoona Area Employees Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Credit union
Altoona Area Employees Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | C-B-W Schools Federal Credit Union | Altoona Area Employees Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 69 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 75th |
| Total assets | $131.8M | $19.4M |
| Deposits / shares | $96.1M | $17.2M |
| Capital ratio | 29.78% (stronger) | 11.50% |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.11% (stronger) |
| Return on assets | 1.23% | 1.32% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 32.3% |
| Uninsured deposits | 8.4% | 0.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), C-B-W Schools Federal Credit Union leads on 3 and Altoona Area Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.