Side-by-side · Q2 2026 data
C-B-W Schools Federal Credit Union vs Ussco Johnstown Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Credit union
Ussco Johnstown Federal Credit Union
Johnstown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | C-B-W Schools Federal Credit Union | Ussco Johnstown Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 69 (stronger) | 46 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 96th | 74th |
| Total assets | $131.8M | $173.7M |
| Deposits / shares | $96.1M | $157.3M |
| Capital ratio | 29.78% (stronger) | 12.48% |
| Problem loans | 0.33% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 1.23% (stronger) | 0.64% |
| Loans ÷ deposits | 28.6% (stronger) | 51.3% |
| Uninsured deposits | 8.4% | 2.8% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 22.9% |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), C-B-W Schools Federal Credit Union leads on 6 and Ussco Johnstown Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.