Side-by-side · Q2 2026 data
C C M H Federal Credit Union vs Charleston Postal Federal Credit Union
Credit union
C C M H Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Credit union
Charleston Postal Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | C C M H Federal Credit Union | Charleston Postal Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 58 |
| Capital cushion | 63 (stronger) | 34 |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 12 (stronger) | 0 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 36th | 19th |
| Total assets | $5.5M | $4.9M |
| Deposits / shares | $4.8M | $4.5M |
| Capital ratio | 11.34% (stronger) | 8.38% |
| Problem loans | 0.07% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 3.93% |
| Return on assets | -0.19% (stronger) | -1.13% |
| Loans ÷ deposits | 78.9% | 56.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C C M H Federal Credit Union has the higher TellerScore (68 vs 58). On the 6 directional measures above (where higher or lower is clearly better), C C M H Federal Credit Union leads on 5 and Charleston Postal Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.