TellerScore

Headquartered in Parkersburg, West Virginia, C C M H Federal Credit Union is a federal credit union with $5.5M in total assets and $4.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1972.

C C M H Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 46th. Problem-loan coverage contributes the most (99/100, 0.4%); earnings contributes the least (12/100, -0.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.34%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings12/100
Return on assets (annualized): -0.19%
Funding & liquidity81/100
Loans ÷ shares: 78.9% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (72 → 68), mostly because the earnings component weakened by 26 points.

TellerScore
657074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202470
Q4 202471
Q1 202570
Q2 202572
Q3 202572
Q4 202574
Q1 202668
Q2 202668
Net worth ratio
7.00%9.69%12.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.20%
Q3 202410.83%
Q4 202411.25%
Q1 202510.85%
Q2 202511.48%
Q3 202511.91%
Q4 202512.38%
Q1 202611.84%
Q2 202611.34%
Delinquent loans (60+ days)
0.00%0.12%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.24%
Q3 20240.14%
Q4 20240.22%
Q1 20250.25%
Q2 20250.19%
Q3 20250.16%
Q4 20250.00%
Q1 20260.00%
Q2 20260.07%
Return on assets
-0.41%0.03%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.13%
Q3 20240.41%
Q4 20240.46%
Q1 20250.41%
Q2 20250.45%
Q3 20250.35%
Q4 20250.33%
Q1 2026-0.41%
Q2 2026-0.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$5.5M11.34%0.07%-0.19%78.9%
Q1 202668$5.2M11.84%0.00%-0.41%83.1%
Q4 202574$5.0M12.38%0.00%0.33%88.8%
Q3 202572$5.2M11.91%0.16%0.35%85.2%
Q2 202572$5.4M11.48%0.19%0.45%80.8%
Q1 202570$5.7M10.85%0.25%0.41%79.3%
Q4 202471$5.4M11.25%0.22%0.46%83.5%
Q3 202470$5.5M10.83%0.14%0.41%82.7%
Q2 202465$5.7M10.20%0.24%0.13%80.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.34%
27th
Problem loans0.07%
82nd
Net charge-offs0.00%
77th
Return on assets-0.19%
15th
Loans to deposits78.9%
21st
Uninsured deposits0.0%
81st
Loan-loss reserves0.68%
80th
Texas ratio0.4%
76th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Appalachian Power Employees Federal Credit UnionCredit union Huntington, WV64 out of 100, Moderate$5.6M24.3%1.99%vs
Ohio County Public Schools Federal Credit UnionCredit union Wheeling, WV76 out of 100, Strong$5.7M12.1%0.00%vs
Charleston Postal Federal Credit UnionCredit union Charleston, WV58 out of 100, Moderate$4.9M8.4%0.27%vs
Huntington West VA Firemens Federal Credit UnionCredit union Huntington, WV53 out of 100, Below average$6.1M12.1%4.44%vs
Twin Oaks Federal Credit UnionCredit union Apple Grove, WV68 out of 100, Moderate$6.6M12.4%0.60%vs
Berkeley County Public Schools Federal Credit UnionCredit union Martinsburg, WV78 out of 100, Strong$8.0M10.1%0.10%vs

Deposit insurance

Is my money safe at C C M H Federal Credit Union?

Yes. C C M H Federal Credit Union is a federally insured credit union (NCUA charter #21057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.34%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

C C M H Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
C C M H Federal Credit Union
Type
Federal credit union
NCUA charter #
21057
RSSD ID
1002289
Primary regulator
NCUA
Established
1972
Headquarters
801 Ann St, Parkersburg, WV 26101
Employees
3

Quick answers

C C M H Federal Credit Union: common questions

Is C C M H Federal Credit Union NCUA insured?

Yes. C C M H Federal Credit Union is a federally insured credit union (NCUA charter #21057). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is C C M H Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does C C M H Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Parkersburg

InstitutionScoreAssetsCapitalProblem loansCompare
The Settlers BankBank Marietta, OH94 out of 100, Very strong$142.4M16.2%0.18%vs
First Bank of OhioBank Tiffin, OH90 out of 100, Very strong$278.4M35.5%0.26%vs
The Citizens Bank CompanyBank Beverly, OH86 out of 100, Very strong$334.6M13.6%0.39%vs
Union Trades Federal Credit UnionCredit union Parkersburg, WV84 out of 100, Strong$34.4M18.4%0.92%vs
Southeastern Ohio Credit UnionCredit union Cambridge, OH78 out of 100, Strong$65.4M12.1%1.03%vs
City National Bank of West VirginiaBank Charleston, WV78 out of 100, Strong$6.8B9.6%0.22%vs