Side-by-side · Q2 2026 data
C C S E Federal Credit Union vs Bradford Area School Employees Federal Credit Union
Credit union
Bradford Area School Employees Federal Credit Union
Bradford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | C C S E Federal Credit Union | Bradford Area School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 90 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 88 | 96 (stronger) |
| Earnings | 66 | 92 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 59th | 89th |
| Total assets | $61.1M | $1.1M |
| Deposits / shares | $54.4M | $842K |
| Capital ratio | 10.94% | 22.87% (stronger) |
| Problem loans | 0.37% | 0.12% (stronger) |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 1.15% | 1.80% (stronger) |
| Loans ÷ deposits | 53.6% (stronger) | 115.8% |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bradford Area School Employees Federal Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), C C S E Federal Credit Union leads on 1 and Bradford Area School Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.