Side-by-side · Q2 2026 data
C-Plant Federal Credit Union vs Transcend Credit Union
Metric by metric
| Measure | C-Plant Federal Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 83 |
| Capital cushion | 97 (stronger) | 84 |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 72 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 97th | 83rd |
| Total assets | $365.9M | $588.3M |
| Deposits / shares | $310.0M | $473.2M |
| Capital ratio | 14.71% (stronger) | 13.37% |
| Problem loans | 0.16% | 0.13% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.18% |
| Return on assets | 1.31% (stronger) | 1.19% |
| Loans ÷ deposits | 46.8% (stronger) | 91.0% |
| Uninsured deposits | 8.5% (stronger) | 9.8% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), C-Plant Federal Credit Union leads on 6 and Transcend Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.