Side-by-side · Q2 2026 data
C-Plant Federal Credit Union vs Your Hometown Federal Credit Union
Credit union
Your Hometown Federal Credit Union
Mayfield, Kentucky · Under $100 million in assets
Metric by metric
| Measure | C-Plant Federal Credit Union | Your Hometown Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 47 |
| Capital cushion | 97 (stronger) | 43 |
| Loan quality | 95 (stronger) | 42 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 97th | 7th |
| Total assets | $365.9M | $25.6M |
| Deposits / shares | $310.0M | $23.1M |
| Capital ratio | 14.71% (stronger) | 9.25% |
| Problem loans | 0.16% (stronger) | 1.75% |
| Net charge-offs | 0.06% | -0.18% (stronger) |
| Return on assets | 1.31% (stronger) | -0.73% |
| Loans ÷ deposits | 46.8% | 33.7% (stronger) |
| Uninsured deposits | 8.5% | 7.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 47). On the 7 directional measures above (where higher or lower is clearly better), C-Plant Federal Credit Union leads on 4 and Your Hometown Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.