Side-by-side · Q2 2026 data
C U P Federal Credit Union vs Orem City Employees Federal Credit Union
Metric by metric
| Measure | C U P Federal Credit Union | Orem City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 61 | 93 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 26 | 30 (stronger) |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 40th | 70th |
| Total assets | $10.3M | $2.7M |
| Deposits / shares | $9.2M | $2.3M |
| Capital ratio | 11.11% | 14.33% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.16% | 0.24% (stronger) |
| Loans ÷ deposits | 83.8% | 67.8% (stronger) |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Orem City Employees Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), C U P Federal Credit Union leads on 2 and Orem City Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.