TellerScore

Side-by-side · Q2 2026 data

C3bank, National Association vs Alta Vista Credit Union

Bank

C3bank, National Association

Encinitas, California · $100 million – $1 billion

75of 100
Strong

Credit union

Alta Vista Credit Union

Redlands, California · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureC3bank, National AssociationAlta Vista Credit Union
TellerScore75 (stronger)61
Capital cushion56 (stronger)39
Loan quality100 (stronger)83
Earnings66 (stronger)28
Funding & liquidity6692 (stronger)
Problem-loan coverage100 (stronger)93
Peer percentile61st24th
Total assets$949.3M$208.6M
Deposits / shares$836.4M$188.4M
Capital ratio10.59% (stronger)8.89%
Problem loans0.00% (stronger)0.51%
Net charge-offs0.00% (stronger)0.53%
Return on assets1.14% (stronger)0.19%
Loans ÷ deposits71.0%68.5% (stronger)
Uninsured deposits35.8%13.3% (stronger)
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

C3bank, National Association has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 5 and Alta Vista Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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