TellerScore

Alta Vista Credit Union (NCUA charter #64531) is based in Redlands, California. Its Q2 2026 call report shows $208.6M in total assets and $188.4M in member shares and deposits and 3 offices across 2 states.

Alta Vista Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 171st. Problem-loan coverage contributes the most (93/100, 3.6%); earnings contributes the least (28/100, 0.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.89%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.51%
Earnings28/100
Return on assets (annualized): 0.19%
Funding & liquidity92/100
Loans ÷ shares: 68.5% · 13.3% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 61).

TellerScore
545963Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202456
Q3 202455
Q4 202458
Q1 202558
Q2 202560
Q3 202563
Q4 202562
Q1 202654
Q2 202661
Net worth ratio
7.00%7.95%8.89%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.39%
Q3 20248.48%
Q4 20248.58%
Q1 20258.50%
Q2 20258.48%
Q3 20258.62%
Q4 20258.63%
Q1 20268.70%
Q2 20268.89%
Delinquent loans (60+ days)
0.26%0.69%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.69%
Q3 20240.77%
Q4 20240.55%
Q1 20250.53%
Q2 20250.38%
Q3 20250.26%
Q4 20250.36%
Q1 20261.13%
Q2 20260.51%
Return on assets
-0.03%0.14%0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.07%
Q3 2024-0.03%
Q4 20240.02%
Q1 20250.02%
Q2 20250.08%
Q3 20250.32%
Q4 20250.29%
Q1 20260.16%
Q2 20260.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$208.6M8.89%0.51%0.19%68.5%
Q1 202654$211.7M8.70%1.13%0.16%67.9%
Q4 202562$212.6M8.63%0.36%0.29%67.6%
Q3 202563$212.5M8.62%0.26%0.32%71.6%
Q2 202560$214.9M8.48%0.38%0.08%70.9%
Q1 202558$212.9M8.50%0.53%0.02%72.1%
Q4 202458$209.0M8.58%0.55%0.02%74.0%
Q3 202455$211.2M8.48%0.77%-0.03%74.3%
Q2 202456$214.9M8.39%0.69%0.07%70.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.89%
12th
Problem loans0.51%
64th
Net charge-offs0.53%
33rd
Return on assets0.19%
11th
Loans to deposits68.5%
64th
Uninsured deposits13.3%
7th
Loan-loss reserves0.00%
50th
Texas ratio3.6%
55th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Merco Credit UnionCredit union Merced, CA70 out of 100, Strong$207.3M12.6%1.34%vs
Priority One Credit UnionCredit union South Pasadena, CA87 out of 100, Very strong$205.9M13.9%0.25%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
Schools Federal Credit UnionCredit union Torrance, CA74 out of 100, Strong$195.7M11.9%0.48%vs
Clearpath Federal Credit UnionCredit union Burbank, CA55 out of 100, Moderate$228.6M8.5%0.28%vs
Chaffey Federal Credit UnionCredit union Upland, CA59 out of 100, Moderate$230.4M7.7%0.26%vs

Deposit insurance

Is my money safe at Alta Vista Credit Union?

Yes. Alta Vista Credit Union is a federally insured credit union (NCUA charter #64531). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.3% of shares and deposits ($25.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.89%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Alta Vista Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alta Vista Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64531
RSSD ID
7296
Primary regulator
State + NCUA
Established
1943
Headquarters
1425 W Lugonia Ave, Redlands, CA 92374
Employees
42

Quick answers

Alta Vista Credit Union: common questions

Is Alta Vista Credit Union NCUA insured?

Yes. Alta Vista Credit Union is a federally insured credit union (NCUA charter #64531). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alta Vista Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alta Vista Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Redlands

InstitutionScoreAssetsCapitalProblem loansCompare
Redlands City Employees Federal Credit UnionCredit union Redlands, CA94 out of 100, Very strong$10.2M25.4%0.00%vs
Novo Federal Credit UnionCredit union Norco, CA80 out of 100, Strong$21.4M13.2%0.43%vs
HCN BankBank Riverside, CA79 out of 100, Strong$998.4M11.7%0.00%vs
Chino Commercial Bank, N.A.Bank Chino, CA79 out of 100, Strong$516.7M12.5%0.49%vs
Credit Union of Southern Ca, aCredit union Anaheim, CA75 out of 100, Strong$4.0B11.3%0.60%vs
C3bank, National AssociationBank Encinitas, CA75 out of 100, Strong$949.3M10.6%0.00%vs