TellerScore

Side-by-side · Q2 2026 data

C3bank, National Association vs Bank of San Francisco

Bank

C3bank, National Association

Encinitas, California · $100 million – $1 billion

75of 100
Strong

Bank

Bank of San Francisco

San Francisco, California · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureC3bank, National AssociationBank of San Francisco
TellerScore75 (stronger)68
Capital cushion5659 (stronger)
Loan quality100 (stronger)97
Earnings66 (stronger)57
Funding & liquidity66 (stronger)31
Problem-loan coverage100 (stronger)99
Peer percentile61st37th
Total assets$949.3M$863.6M
Deposits / shares$836.4M$740.7M
Capital ratio10.59%10.92% (stronger)
Problem loans0.00% (stronger)0.09%
Net charge-offs0.00%0.00%
Return on assets1.14% (stronger)0.93%
Loans ÷ deposits71.0% (stronger)92.8%
Uninsured deposits35.8% (stronger)47.6%
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

C3bank, National Association has the higher TellerScore (75 vs 68). On the 6 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 5 and Bank of San Francisco on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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