TellerScore

Side-by-side · Q2 2026 data

C3bank, National Association vs Hatch Bank

Bank

C3bank, National Association

Encinitas, California · $100 million – $1 billion

75of 100
Strong

Bank

Hatch Bank

San Marcos, California · $100 million – $1 billion

78of 100
Strong

Metric by metric

MeasureC3bank, National AssociationHatch Bank
TellerScore7578 (stronger)
Capital cushion56100 (stronger)
Loan quality100 (stronger)97
Earnings66 (stronger)32
Funding & liquidity66 (stronger)50
Problem-loan coverage100 (stronger)99
Peer percentile61st72nd
Total assets$949.3M$177.5M
Deposits / shares$836.4M$41.3M
Capital ratio10.59%21.49% (stronger)
Problem loans0.00% (stronger)0.10%
Net charge-offs0.00% (stronger)0.64%
Return on assets1.14% (stronger)0.30%
Loans ÷ deposits71.0% (stronger)266.1%
Uninsured deposits35.8%0.0% (stronger)
Offices41
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Hatch Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 4 and Hatch Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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