Side-by-side · Q2 2026 data
Cabrillo Credit Union vs Excite Credit Union
Metric by metric
| Measure | Cabrillo Credit Union | Excite Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 51 |
| Capital cushion | 45 (stronger) | 19 |
| Loan quality | 69 | 82 (stronger) |
| Earnings | 38 (stronger) | 21 |
| Funding & liquidity | 80 | 80 |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 19th | 7th |
| Total assets | $573.5M | $613.8M |
| Deposits / shares | $511.2M | $575.0M |
| Capital ratio | 9.49% (stronger) | 6.89% |
| Problem loans | 0.92% | 0.54% (stronger) |
| Net charge-offs | 0.57% (stronger) | 0.88% |
| Return on assets | 0.46% (stronger) | 0.03% |
| Loans ÷ deposits | 80.7% | 80.4% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 6.5% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Cabrillo Credit Union has the higher TellerScore (59 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cabrillo Credit Union leads on 5 and Excite Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.