Side-by-side · Q2 2026 data
Cache Valley Bank vs Members First Credit Union
Metric by metric
| Measure | Cache Valley Bank | Members First Credit Union |
|---|---|---|
| TellerScore | 73 | 95 (stronger) |
| Capital cushion | 57 | 99 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 98 (stronger) | 93 |
| Funding & liquidity | 30 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 70th | 98th |
| Total assets | $3.5B | $209.1M |
| Deposits / shares | $3.1B | $175.7M |
| Capital ratio | 10.68% | 14.91% (stronger) |
| Problem loans | 0.29% (stronger) | 0.43% |
| Net charge-offs | 0.09% (stronger) | 0.10% |
| Return on assets | 1.96% (stronger) | 1.82% |
| Loans ÷ deposits | 86.5% | 54.8% (stronger) |
| Uninsured deposits | 54.4% | 5.2% (stronger) |
| Offices | 24 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Members First Credit Union has the higher TellerScore (95 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cache Valley Bank leads on 3 and Members First Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.