Side-by-side · Q2 2026 data
Cache Valley Bank vs Nelnet Bank
Metric by metric
| Measure | Cache Valley Bank | Nelnet Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 90 (stronger) | 28 |
| Earnings | 98 (stronger) | 69 |
| Funding & liquidity | 30 | 96 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 70th | 74th |
| Total assets | $3.5B | $3.0B |
| Deposits / shares | $3.1B | $2.5B |
| Capital ratio | 10.68% | 15.94% (stronger) |
| Problem loans | 0.29% (stronger) | 2.17% |
| Net charge-offs | 0.09% (stronger) | 0.75% |
| Return on assets | 1.96% (stronger) | 1.23% |
| Loans ÷ deposits | 86.5% | 64.5% (stronger) |
| Uninsured deposits | 54.4% | 1.6% (stronger) |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Nelnet Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cache Valley Bank leads on 3 and Nelnet Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.