Side-by-side · Q2 2026 data
Cacl Federal Credit Union vs Americhoice Federal Credit Union
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Cacl Federal Credit Union | Americhoice Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 66 (stronger) |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 76 (stronger) | 43 |
| Earnings | 60 (stronger) | 56 |
| Funding & liquidity | 66 | 91 (stronger) |
| Problem-loan coverage | 84 (stronger) | 83 |
| Peer percentile | 34th | 37th |
| Total assets | $255.7M | $240.4M |
| Deposits / shares | $230.1M | $210.5M |
| Capital ratio | 10.05% | 12.39% (stronger) |
| Problem loans | 0.73% (stronger) | 1.72% |
| Net charge-offs | 0.73% | 0.19% (stronger) |
| Return on assets | 1.00% (stronger) | 0.89% |
| Loans ÷ deposits | 94.0% | 68.9% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 7.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
Americhoice Federal Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cacl Federal Credit Union leads on 3 and Americhoice Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.