Side-by-side · Q2 2026 data
Cacl Federal Credit Union vs Bhcu Credit Union
Metric by metric
| Measure | Cacl Federal Credit Union | Bhcu Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 51 | 69 (stronger) |
| Loan quality | 76 | 78 (stronger) |
| Earnings | 60 (stronger) | 47 |
| Funding & liquidity | 66 | 74 (stronger) |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 34th | 51st |
| Total assets | $255.7M | $276.2M |
| Deposits / shares | $230.1M | $241.7M |
| Capital ratio | 10.05% | 11.88% (stronger) |
| Problem loans | 0.73% | 0.67% (stronger) |
| Net charge-offs | 0.73% | 0.14% (stronger) |
| Return on assets | 1.00% (stronger) | 0.66% |
| Loans ÷ deposits | 94.0% | 86.4% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 13.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bhcu Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cacl Federal Credit Union leads on 2 and Bhcu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.