Side-by-side · Q2 2026 data
Cadets Federal Credit Union vs Transit Federal Credit Union
Credit union
Transit Federal Credit Union
Valley Stream, New York · Under $100 million in assets
Metric by metric
| Measure | Cadets Federal Credit Union | Transit Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 36 | 50 (stronger) |
| Loan quality | 78 | 93 (stronger) |
| Earnings | 13 | 54 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 16th | 49th |
| Total assets | $17.7M | $19.0M |
| Deposits / shares | $16.1M | $17.1M |
| Capital ratio | 8.59% | 10.00% (stronger) |
| Problem loans | 0.65% | 0.22% (stronger) |
| Net charge-offs | 0.83% (stronger) | 2.64% |
| Return on assets | -0.19% | 0.84% (stronger) |
| Loans ÷ deposits | 64.3% | 11.9% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transit Federal Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cadets Federal Credit Union leads on 1 and Transit Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.