Side-by-side · Q2 2026 data
Cal-Com Federal Credit Union vs Capitol Credit Union
Metric by metric
| Measure | Cal-Com Federal Credit Union | Capitol Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 70 |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 56 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 83rd | 54th |
| Total assets | $225.8M | $233.9M |
| Deposits / shares | $198.4M | $203.6M |
| Capital ratio | 12.47% (stronger) | 11.98% |
| Problem loans | 0.09% (stronger) | 0.20% |
| Net charge-offs | 0.48% | 0.21% (stronger) |
| Return on assets | 0.91% (stronger) | 0.25% |
| Loans ÷ deposits | 59.5% (stronger) | 85.3% |
| Uninsured deposits | 6.0% (stronger) | 8.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.3% |
Cal-Com Federal Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Cal-Com Federal Credit Union leads on 6 and Capitol Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.