Side-by-side · Q2 2026 data
Cal-Com Federal Credit Union vs Westex Community Credit Union
Metric by metric
| Measure | Cal-Com Federal Credit Union | Westex Community Credit Union |
|---|---|---|
| TellerScore | 83 | 94 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 83rd | 98th |
| Total assets | $225.8M | $231.4M |
| Deposits / shares | $198.4M | $193.9M |
| Capital ratio | 12.47% | 15.44% (stronger) |
| Problem loans | 0.09% (stronger) | 0.63% |
| Net charge-offs | 0.48% (stronger) | 0.55% |
| Return on assets | 0.91% | 2.55% (stronger) |
| Loans ÷ deposits | 59.5% | 59.3% (stronger) |
| Uninsured deposits | 6.0% (stronger) | 12.4% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westex Community Credit Union has the higher TellerScore (94 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cal-Com Federal Credit Union leads on 3 and Westex Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.